Insurance coverage is necessary for the legal
operation of businesses in California. Insurance
is also an ever-increasing cost of doing work
as a contractor. Because of the need for affordable
insurance and the requirements of law, PIPE was
instrumental in the establishment of the Contractors
and Workers Insurance Agency.
Contractors and Workers Insurance Agency,
Inc. (CWI) was established in 1994 under the
direction of PIPE with the stated purpose of
offering competitive insurance products to
Signatory Contractors and Union Members affiliated
with District Council 16.
CWI is a California licensed general insurance
agency offering all lines of personal and commercial
coverages throughout Southern California.
Since 1995 CWI has been operated by K-C Insurance
Agency, Inc. and its President, Chris R. Reinhardt,
CIC so that the combined resources and expertise
of both firms can be utilized for the benefit
of their clients.
In 1994 CWI, working with Contractors Collectively-Bargained
Safety Association, Inc. developed one of the
first Alternative Dispute Resolution (ADR)
Workers' Compensation Programs in the State
of California. This program has helped many
District Council 16 Signatory Contractors reduce
their overall workers' compensation expense.
In addition the program provides injured members
a number of benefits not available under the
normal claims process. In the past 10 years
it is estimated that the PIPE ADR W/C program
has saved its clients over $5,000,000.
Currently there are 4 approved insurance carriers
in our program: State Compensation Insurance
Fund, SeaBright Insurance Company, Majestic
Insurance Company and ZURICH Insurance Company.
Under this program we can assist large to small
employers including new employers with their
Workers' Compensation needs.
Our goal is to provide our clients with quality
coverage's at an affordable premium with financially
responsible insurance carriers. We offer all
lines of coverage from Homeowners, Automobile,
Life to Commercial Packages including Bonding.
Please feel free to give us a call with any
questions you may have.
Please contact KC Insurance at (800) 496-2496
or the PIPE Office at (800) 457-7473.
